Collins 3880 A4 Account Book 5 Money Column - 10877

Collins 3880 5 Money Column Account Book -10877

The Collins 3880 A4 Five Money Column is the analysis account book with five money columns per page — one more than the Four Money Column format, and the right choice when the analysis naturally requires five categories. Same format and purpose as the Four Money Column book: the user assigns headings to blank columns, records transactions in rows, and reads category totals from the column balances at period-end. The fifth column matters when payroll has five components, petty cash has five expense types, income splits across five streams, or any other situation where four columns force a compromise on analysis detail.

FIVE COLUMNS VS. FOUR — WHEN THE EXTRA COLUMN MATTERS

• Five categories in the analysis — forcing five into four means combining categories (losing detail) or leaving one untracked (losing accuracy); the five-column book gives each category its own column
• Payroll with five components — Gross Wages, PAYG Tax, Superannuation, Net Wages, and a fifth component (leave loading, overtime, allowances, reimbursements); four columns cover the base structure but cannot accommodate the fifth without combining items
• Petty cash with five expense types — e.g. Stationery, Postage, Travel, Cleaning, Miscellaneous; each gets its own column; monthly totals show precise breakdown across all five
• Income across five revenue streams — five columns, one per source; totals at month-end show exactly how income is distributed without approximation
• GST with five components — Total, GST-Exclusive, GST Amount, GST-Free, Capital Purchases; BAS-ready in one row per transaction
• Budget with five data points — Budget (period), Actual (period), Variance (period), Budget (YTD), Actual (YTD); full budget comparison impossible in four columns

HOW THE FORMAT WORKS

• User-assigned column headings — five blank columns labelled with whatever categories suit the purpose
• One row per transaction — amounts distributed across whichever columns apply; others left blank
• Column totals at period-end — five totals give the complete breakdown without separate calculation
• Cross-casting verification — sum of five column totals equals sum of all row amounts; built-in accuracy check
• Running carried-forward totals — column totals carried forward page to page for cumulative period tracking

COMMON APPLICATIONS

• Payroll analysis — the strongest five-column use case; Gross Wages, PAYG Tax, Super, Net Wages, plus a fifth component; column totals give payroll liability across all five components; feeds monthly PAYG and super obligations directly
• Petty cash analysis — five expense categories recorded and categorised in one step; sum of columns = total cash paid from float; period-end totals show spending by category
• Expense analysis — e.g. Materials, Labour, Motor Vehicle, Administration, Other; column totals feed profit and loss expense categories directly
• Sales analysis — five product lines or five salespeople; column totals give performance picture across all five simultaneously
• Rental property records — Rental Income, Loan Interest, Rates, Maintenance, Other; column totals feed the annual tax return rental schedule
• Club and community organisation treasurer — five income or expense categories tracked across the year; column totals are the AGM financial report
• Budget vs. actual — Budget (period), Actual (period), Variance, Budget (YTD), Actual (YTD); complete comparison in one book

THE COLLINS 3880 A4 RANGE — FIVE FORMATS

• Day Book (SKU 10849) — chronological daily transaction log; date-order record of business activity
• Journal (SKU 10856) — general journal for double-entry; adjusting entries, depreciation, accruals
• Treble Cash Book (SKU 10863) — three fixed columns (Discount/Cash/Bank) each side; cash book for double-entry systems
• Four Money Column (SKU 10870) — four user-assigned columns; petty cash, GST, expense analysis, four-way splits
• Five Money Column (SKU 10877 — this product) — five user-assigned columns; payroll, petty cash with five types, five-stream income, five-point budget

SPECIFICATIONS

• Brand: Collins | Product code: 3880 | SKU: 10877
• Type: Analysis Book — 5 Money Column
• Size: A4
• Application: Payroll analysis, petty cash, expense categories, income by source, GST, budget vs. actual, five-way splits

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